Specializing in car insurance, homeowner insurance, life & business insurance in Minneapolis St. Paul, Minnesota and Wisconsin

MISA- Minnesota Insurance Service Agency - we look for the best car insurance, homeowner insurance, business insurance, and life insurance coverage to fit
your needs and budget.

Paul Dormody Why Minnesota Insurance Service Agency? (YMISA.com)
Because we respect and treat you like family!
Marge Dormody
The fried computer, technology insurance, general liability insurance, insurance, business insurance, restaurant insurance, Minnesota, Wisconsin, referral source


Tech black hole, technology insurance, general liability insurance, insurance, business insurance, restaurant insurance, Minnesota, Wisconsin, referral source


Faulty Programming
Technology Insurance - Your Backup

If you are a self employed computer tech, make sure that your insurance is backing you up. Computer technicians have many unique concerns. You may be working as an independent contractor at an office location. Or, you may spend the majority of your time on site in client's homes. During that time, an important part of their life, their computer, is in your hands. If you lose a client's data and they don't have a backup, you will have a problem. Discuss the specifics of your business with your agent so that your technology insurance coverage is tailored to you

Liability

So you are at a client’s location when a cat runs between your legs and startles you. You accidently bump the computer table ad as the table falls over you grab for the computer and smash a priceless vase. Are you covered? Make sure that you know!

Property at your location
Whether you are leasing an office or have an office in the home, you need coverage on the business property that you own. Remember, your Homeowners policy has an inside limit on business personal property

Professional Liability
Also known as Errors and Omissions (E & O), professional liability provides protection against claims that you become legally obligated to pay as the result of an error or omission in your professional work

Commercial Umbrella
Also called excess liability insurance, this policy serves as an umbrella over your general liability, hired and non-owned auto, and employers liability insurance. If your employee is involved in an incident during the course of business that injures or kills another person, this policy will give you peace of mind

Hired and non-owned auto (HNOA)
Hired and non-owned auto covers company liability in the event you or an employee is involved in an at-fault accident while driving a hired vehicle or a non-company owned vehicle. The driver`s personal auto policy is designed to cover the at-fault driver
Restaurant building

Restaurant Inventory

Liquor Liability

Business Interruption

Workers Comp Claims
 
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