Specializing in car insurance, homeowner insurance, life & business insurance in Minneapolis St. Paul, Minnesota and Wisconsin

MISA- Minnesota Insurance Service Agency - we look for the best car insurance, homeowner insurance, business insurance, and life insurance coverage to fit
your needs and budget.

Paul Dormody Why Minnesota Insurance Service Agency? (YMISA.com)
Because we respect and treat you like family!
Marge Dormody
The fried computer, technology insurance, general liability insurance, insurance, business insurance, restaurant insurance, Minnesota, Wisconsin, referral source


Tech black hole, technology insurance, general liability insurance, insurance, business insurance, restaurant insurance, Minnesota, Wisconsin, referral source


Faulty Programming
Car Insurance is Important! Car insurance is important!

Your car probably is a major factor in your life and quite probably represents a major purchase. Car insurance is usually required by the state, and if you've borrowed money to buy your vehicle, car insurance will also be required by your lending institution.

Both Minnesota and Wisconsin require auto and motorcycle drivers to carry car insurance or motorcycle insurance. If you are in an accident or are stopped for a motor vehicle violation and do not have car insurance, you car or motorcycle may be impounded on the spot. In Minnesota and Wisconsin, driving without car insurance is against the law and violators are subject to substantial penalties.

If you are at-fault in a car accident, car insurance will protect you from personal liability lawsuits. If you are involved in a car accident that causes personal injury or death to one or more individuals, it is very likely that you will held personally responsible and be sued. This type of lawsuit can result in the loss of your savings, your home, and other assets. Car insurance can protect you from this type of liability exposure.

Alternatively, if you are in an accident where someone else is at fault, and the other party is not properly insured, your car insurance can protect you.
Comprehensive coverage is an optional car insurance coverage. Subject to the deductible that you choose and will pay, it protects your vehicle from fire, theft, wind damage, flood, glass breakage, and vandalism.

In addition to protecting you from liability and personal injury, your car insurance also can protect your vehicle by paying for its repair or replacement.  This car insurance coverage is called collision coverage and is also subject to the deductible that you choose. Ask your car insurance agent to provide a cost/benefit analysis of the different collision deductibles that are available.
Restaurant building

Workers Comp Claims

Family

Business Interruption

Sport activity liability
 
©YMISA.com; ©MN-insurance.com; ©Minnesota Insurance Service Agency, Inc. — MISA  All Rights Reserved
 
Minnesota Insurance Service Agency, Inc.; DBA MISA; DBA Midwest Insurance Service Agency
Our goal is to offer our clients the highest quality insurance assistance available!